Chocolate chip banana bread is a timeless classic that brings together the comforting sweetness of ripe bananas and the rich, melty goodness of chocolate chips. This beloved baked good likely traces its roots to American kitchens in the 1930s, when resourceful bakers first incorporated overripe bananas into quick bread recipes to reduce waste.
It’s popular for good reason — it’s moist, soft, perfectly sweet, and satisfies both breakfast and dessert cravings. The gooey chocolate chips provide a delightful contrast to the dense banana crumb, making this a favorite across all age groups.
Ingredients
Essential Ingredients:
- 3 ripe bananas, mashed (about 1 ¼ cups)
- ½ cup (1 stick) unsalted butter, melted
- ¾ cup brown sugar (light or dark)
- 2 large eggs, room temperature
- 1 tsp vanilla extract
- 1 ½ cups all-purpose flour
- 1 tsp baking soda
- ½ tsp salt
- ½ tsp cinnamon (optional, for a warm spice flavor)
- ¾ cup semi-sweet chocolate chips (plus extra for topping)
Substitutions:



- Butter → use coconut oil or vegan butter for a dairy-free version
- Flour → gluten-free all-purpose flour works well as a 1:1 substitute
- Eggs → replace with flax eggs (2 tbsp flaxseed + 5 tbsp water) for a vegan version
- Sugar → use coconut sugar or maple syrup (reduce liquid slightly if using syrup)
Step-by-Step Cooking Instructions
Preparation:
- Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper.
- In a large mixing bowl, mash the bananas until smooth.
- Add melted butter, brown sugar, eggs, and vanilla. Whisk together until combined.
- In a separate bowl, mix the dry ingredients: flour, baking soda, salt, and cinnamon.
- Gradually fold the dry ingredients into the wet mixture. Be careful not to overmix.
- Gently fold in the chocolate chips.
- Pour the batter into the prepared loaf pan. Sprinkle extra chocolate chips on top.
- Bake for 55–65 minutes, or until a toothpick inserted in the center comes out clean (a few melted chocolate smudges are okay).
- Allow to cool in the pan for 10–15 minutes, then transfer to a wire rack to cool completely.
Common Mistakes to Avoid:
- Overmixing the batter (makes the bread tough)
- Not using ripe bananas (less sweetness and moisture)
- Cutting too soon (it crumbles before setting)
Pro Tips and Cooking Techniques
- Use overripe bananas — black-spotted bananas offer the best flavor and sweetness.
- Add a pinch of espresso powder to intensify the chocolate flavor.
- Use a metal loaf pan for more even baking and a crispier crust.
- Wrap tightly in foil after cooling to lock in moisture overnight — it tastes even better the next day!
Variations and Customizations
Dietary-Friendly:
- Gluten-Free: Use a 1:1 gluten-free baking flour blend.
- Vegan: Swap butter for vegan margarine and eggs for flax eggs.
Additions:
- Nuts: Stir in ½ cup chopped walnuts or pecans.
- Fruits: Add ½ cup chopped strawberries or blueberries.
- Spices: Try adding nutmeg or ginger for extra warmth.
Regional Twists:
- Mexican-style: Add a pinch of chili powder and cinnamon.
- Tropical twist: Fold in shredded coconut and diced pineapple.
Serving Suggestions
- Serve warm with a pat of butter or a drizzle of honey.
- Pair with: A latte, hot chocolate, or a scoop of vanilla ice cream.
- Garnish with: A sprinkle of powdered sugar or banana slices on top.
Nutritional Information (Per Slice, based on 10 servings)
- Calories: ~280
- Protein: 4g
- Carbohydrates: 38g
- Sugars: 18g
- Fat: 13g
- Saturated Fat: 7g
- Fiber: 2g
- Cholesterol: 45mg
- Sodium: 210mg
Frequently Asked Questions (FAQs)
Q1: Can I freeze banana bread?
Yes! Wrap slices individually or the whole loaf tightly in plastic wrap and foil. Freeze for up to 3 months.
Q2: How do I reheat it?
Microwave a slice for 15–20 seconds or warm it in the oven at 300°F for 5–10 minutes.
Q3: Why did my banana bread sink in the middle?
It may be underbaked or overmixed. Make sure your oven is preheated and test doneness with a toothpick.
Q4: Can I use whole wheat flour?
Yes, but mix it 50/50 with all-purpose flour to avoid a dense loaf.
Q5: How long does it last?
Stored in an airtight container at room temperature, it stays fresh for 3–4 days.
Closing Thoughts
Whether you’re baking to use up ripe bananas or simply craving something cozy and sweet, this chocolate chip banana bread recipe is a guaranteed crowd-pleaser. It’s easy enough for beginners but flexible enough for creative bakers to tweak and make their own.